Trade Suvidha Policy
The Trade Suvidha Policy is a safety shield for your workspace, protecting your business assets from both natural and manmade perils. With personal accident cover included, the Trade Suvidha policy further safeguards your interest and gives you and your business complete protection.
With IFFCO Tokio Trade Suvidha policy you can secure your office and its belongings against the following perils-
Cover for damages caused by natural causes such as fire, earthquake, explosion, flood, etc. They are also covered against strikes, riots, overflow of tanks, etc.
Coverage against incidents such as burglary, dacoity, or robbery.
Any loss of money suffered in the office or in transit due to robbery, burglary, dacoity or any other misfortune is covered.
You and other named employees of yours, who have been covered under the policy, are covered by death, disablement or injury caused due to an accident.
All insured individuals are covered against any losses suffered due to an act of fraud or dishonesty of the employees.
All electronic equipment installed at your office such as computers, television, printers, etc. are covered against damages.
War: Damages caused by war, invasions, civil unrest, or similar events are excluded. Government Actions: Losses due to government orders like confiscation or demolition are not covered. Nuclear Hazards: Injuries or illness caused due to exposure to nuclear radiation or waste. Wear & Tear: Gradual deterioration of premise, wear and tear of machinery, or slow-developing flaws are excluded. External Factors: Losses incurred by business due to low market value of goods are not covered. Pre-existing Damage: Claims for damages occurring before policy commencement are inadmissible. Partial Set Damage: Compensation is not provided for undamaged parts of a damaged set.We reserve the right to cancel the policy by sending a 15 days’ written notice to your last updated registered address. In such a scenario you will be entitled to refund of the premium on a pro-rata basis from the date of cancellation of the policy to the period remaining. This refund is payable on demand only and shall be processed only if we receive a written intimation from your side.
In case you are no longer interested in enjoying the coverage provided by our policy, you are at your discretion to cancel the policy by giving a 15-days written notice to us at our registered address.
Our customers have rated us
Based on 2418 reviews
I've never experienced a delay in claim settlement, the company’s team is responsive and efficient.
The cashless garage experience was smooth. No hidden charges, no delays.
They even cover rat-bite damage, which saved our lots of money recently.
I really appreciate the reminders before renewal, as they help me stay on track without any gaps in my policy.
I've been using IFFCO-Tokio car insurance for three years now and have always been happy with the premium and customer support.
I had a great experience with their car insurance, thanks to clear terms and transparent service.
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