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Trade Suvidha Policy

The Trade Insurance Policy by IFFCO-Tokio has been designed to insure you against a wide range of risks that could otherwise affect your business and cause significant monetary damages.

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Trade Suvidha Policy

Protect your business against various kinds of risks with the best trade insurance policy offered by IFFCO-Tokio.

  • Fire and Allied perils: Under this section, your office and its belongings are covered under the policy against damages caused by natural causes such as fire, earthquake, explosion, flood, etc. They are also covered against strikes, riots, overflow of tanks, etc.
  • Burglary and Allied perils: Under this section, your office and its belongings are covered against incidents such as burglary, dacoity, or robbery. They are also covered against damages caused by the felling of trees, dish antenna, poles, etc. Losses incurred due to fire rescue operations are also included.
  • Money related perils: Under this section, any loss of money suffered in the office or in transit due to robbery, burglary, dacoity or any other misfortune is covered.
  • Personal Accident: Under this section, you and other named employees of yours, who have been covered under the policy, are covered by death, disablement or injury caused due to an accident.
  • Fidelity Guarantee: Under this section, you are covered against any losses suffered by you due to an act of fraud or dishonesty of your employees.
  • Electronic Equipment: Under this section, all electronic equipment installed at your office is insured against damages. Apparatus such as computers, television, printers, etc. are covered.

You should carefully understand these general exclusions that govern the whole policy and the various perils. These are in addition to the section-wise exclusions. Any claims that fall under any of these exclusions shall not be processed.

  • The damage that has been afflicted due to an act of war, civil unrest, foreign invasion, the act of enemy, confiscation, civil commotion, loot or pillage or any other similar activity shall not be covered under the policy.
  • Any damage that has been caused due to confiscation of requisitioning or demolition by the orders of the Government or equivalent authority is not covered.
  • Any injury, damage to property, illness, disease, bodily injuries caused directly or indirectly by the following elements is not covered: -
    • Contamination from radioactivity from nuclear fuel, nuclear waste or burning of any nuclear fuel.
    • Exposure to Ionizing radiation.
    • Toxic, Radioactive, explosive or other hazardous properties of any dangerous nuclear component or nuclear assembly.
  • Any damage that has been caused due to wear and tear or the commodity has deteriorated gradually, or slowly developed flaws are not covered.
  • Any consequential losses that have to be suffered due to instances such as a reduction in the market value of the goods are not covered.
  • Any claim that arises out of the damage that has been caused by the commencement of policy coverage is inadmissible.
  • If any item is a part of a set and the set has been damaged. Then the pieces of the set that have not been damaged will not be compensated for.

 

We reserve the right to cancel the policy by sending a 15 days’ written notice to your last updated registered address. In such a scenario you will be entitled to refund of the premium on a pro-rata basis from the date of cancellation of the policy to the period remaining. This refund is payable on demand only and shall be processed only if we receive a written intimation from your side.

In case you are no longer interested in enjoying the coverage provided by our policy, you are at your discretion to cancel the policy by giving a 15-days written notice to us at our registered address.

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Features Of Trade Suvidha Policy

FAQs

    Customer Reviews

    “Very good service by IFFCO Tokio. I had a very good customer experience. ”

    Rated by: Sujata Patel

    Customer Reviews

    “Very nice policy and it helped me a lot. I will recommend covering your business risks.”

    Rated by: Ambika

    Customer Reviews

    “Nice Customer experience. Would recommend it to my family and friends. ”

    Rated by: Piyush Pandey

    Overall Rating

    “Nice Customer experience. Would recommend it to my family and friends. ”

    5/5

    3 Reviews

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