What coverage limits will meet my needs?

Under a motor insurance policy, there are two subtypes. One of them is a comprehensive policy, and the other one is a basic third-party insurance policy. If you purchase a comprehensive policy, all the damage to your vehicle will be covered. Also, look for a zero-depreciation plan, which will be more beneficial to you. It will cover all the damage. If you buy a third-party insurance plan, usually it will cover the third-party liabilities up to 7 lakhs.