I own a vehicle which met with an accident two days back. But my original driver was not driving the vehicle. Can I still make a claim?

Yes, you can make a claim provided the following conditions are fulfilled:

  • Insurance policy for the vehicle should exist.
  • If you have paid the premium for a paid driver and the car was driven by him with your permission.
  • The person driving the vehicle is duly licensed because the premium is based on seating capacity and includes the person on driver’s seat.