I own a vehicle which met with an accident two days back. But my original driver was not driving the vehicle. Can I still make a claim?

A claim can be made considering the mentioned criteria are satisfied:

• The automobile should have a vehicle Insurance Policy. 
• If the car was driven by a paid driver whose premium has been paid by you.
• A fully licensed individual should be appointed to drive the automobile as the premium is built on seating capacity and includes the driver as well.