Is Tenants Legal liability covered under this policy?

There are two sections under which the legal liability of a tenant is covered under a house insurance policy. The 1^st section involves fires and allied perils, and the 2^nd section involves house break-ins, burglary, and such cases. Apart from this, any electrical installation of the building, glass fittings, or any work with overground/underground cables are all included under the policy. This liability will be judged on the market value basis.