What are the losses/ perils covered under this policy?

Home insurance covers the following fire and special perils:

  • Fire, Lightning, Explosion/Implosion, Aircraft Damage.
  • Riot Strike, Malicious and Terrorist Damages.
  • Bursting and overflowing of water tanks, apparatus, pipes, Earthquake risk, Flood & Storm risks.
  • Impact damage by rail/road vehicle and animal.
  • Subsidence and Landslide including Rockslide.
  • Missile testing operations.
  • Leakage from automatic sprinklers installations.
  • Bush fire.