Are Domestic appliances covered in the policy?

Domestic (electrical/mechanical) appliance, apparatus or gadget up to 7 years in age belonging to you or Your Family is damaged whilst in Your Home due to electrical or mechanical breakdown, and then we will pay for the Damage or if we choose, affect its repair or replacement.

We will also pay for -

  • Cost of dismantling and installation for the purpose of repair;
  • Freight, customs duties and other dues payable on replacement of the appliance;
  • Provided that these have been included in Sum Insured.