What are the exclusions under the Motor Policy?

Specific Exclusions:

• Any accident outside the geographical area of operation.
• Consequential loss, normal wear and tear.
• Driving without a valid license for that class of vehicle.
• Driving under the influence of liquor / drugs.
• Vehicle not being used as per Limitations to use and.
• Mechanical or electrical breakdown, failure etc which fall under the specific exclusions.
• Willful Damage, Hire or Reward.
• Damage to tires and tubes unless the vehicle is damaged at the same time or the vehicle is stolen.

General exclusion:

• Radioactive contamination, nuclear fission, war invasion.