What are the exclusions under the Motor Policy?

Specific Exclusions:

  • Any accident outside the geographical area of operation.
  • Consequential loss, normal wear and tear.
  • Driving without a valid license for that class of vehicle.
  • Driving under the influence of liquor / drugs.
  • Vehicle not being used as per Limitations to use and.
  • Mechanical or electrical breakdown, failure etc which fall under the specific exclusions.
  • Willful Damage, Hire or Reward.
  • Damage to tires and tubes unless the vehicle is damaged at the same time or the vehicle is stolen.

General exclusion:

  • Radioactive contamination, nuclear fission, war invasion.