How many sections are there in the policy?
Section I (Material Damage Section covering equipment):
- Deals with the hardware e.g.: computer main body. Extra covers are available for overtime, night works, and work on public holidays by charging an additional premium. Issued along with the Maintenance Agreement clause. Terrorism risk is also covered.
Section II (External Data media):
- Covers external data media or E.D.P. The sum insured shall be the cost of the data media plus charges for producing the information.
Section III (Increased cost of working):
- Covers increased cost of working.