Comprehensive General Liability

The comprehensive policy to cover your business from liability claims

Comprehensive General Liability

This policy is a combination of Product and premises cover with additional extensions which make this one of the most preferred liability policies worldwide.

The policy covers both the product and the premises.

Cover completed operations like commissioned machinery, designed interiors.

General Liability cover is offered.

Coverage to extend beyond primary bodily injury and property damage.

Provides reputation damage coverage towards third parties.

A first and third party loss occurring due to fire during your business operations.

No-fault provision of providing primary medical care for accidental injuries.

The maximum LOI is INR 35 Crores.

What it covers?
General Exclusions

What it covers?

Policies issued shall cover all sums which the Insured shall become legally liable to pay as damages in consequence of accidental death/bodily injury or disease to Third Parties and/or loss of or damage to Third Party property arising out of:

Any defect in the products manufactured and covered under the Policy after such products have left the Insured’s premises.
Arising out of accidents occurring in the insured premises and other than your named premises wherever the insured conducts his business/operations.

General Exclusions

Any liability of railways & Aircrafts, watercraft or any product with intended use in security systems.
Asbestos.
Tobacco & EMF liabilities.
Food Products. (meat, processed food, milk products, etc.)
Professional Liability.
Directors & Officers Exclusion.
Internet Liability.
Contractual Liability.
Auto cover for Events/Promotions.
Others are the same as for Product/Public.

FAQs

What are the Excluded Business Categories?

Same as for Product / Public.
Media Companies for Personal and Advertising Extension.

How much sum insured is permissible?

It shall not be permissible to issue any CGL Policy with unlimited liability. The ratio of limit of indemnity any one accident to any one year shall not exceed 1:4. The maximum LOI we can offer is INR 35 Crores.

Download Our App:

Comprehensive General Liability