What kinds of add-ons are available to be purchased with a comprehensive passenger carrying vehicle insurance policy?


Add-ons are a great way to ensure that your vehicle is protected a few steps further. With IFFCO-Tokio, you can opt from a variety of add-ons such as: 

1.     Zero depreciation add-on 

The loss in value that will occur to your passenger carrying vehicle will reflect when you are raising a claim as the insurer will subtract the depreciation amount. A zero depreciation cover with your commercial passenger carrying vehicle insurance plan can help you access the entire claim cost without consideration of the depreciation amount. 

2.     NCB Protector

The NCB Protector allows you to freeze your claim-free streak and be eligible for a discount even after raising a claim and receiving compensation. This add-on is ideal to purchase if you have not raised a claim for a year or more and wish to protect your discount until it reaches a maximum of 50%. 

3.     Invoice protection add-on

The invoice protection add-on helps you to claim the entire amount that you had paid during the purchase of the van. This is recommended to individuals who live or drive their vehicles in areas where theft is common. 

4.     Accessories add-on

Adding accessories to your passenger carrying vehicle can increase its efficiency as well as increase your customer base. However, many accessories are not covered by most insurance plans and can be financially protected by opting for the accessories add-on.