Is it mandatory to purchase the personal accident cover?

As per prevalent laws, all vehicle owners have to mandatorily buy a personal accident cover if they want to drive their vehicles on Indian roads. However, you have to buy the personal accident cover only once. If you already have a personal accident cover with your previous motor insurance policy, then you do not have to buy it with your new commercial passenger carrying vehicle insurance plan. 

If you have a personal accident cover with your health insurance policy, then you do not have to buy it again either. You can reach out to our insurance experts and get a better understanding of the matter in case you have any queries.