Should I buy a comprehensive or a third-party car insurance cover?
A third-party insurance is mandatory for all vehicle owners, as this insurance policy will cover the third-party against any damages or losses in case of an accident. However, this policy provides no coverage for you as a policyholder.
In order to cover yourself too, you need to go for a comprehensive car insurance policy which will not only provide financial coverage for the third-party against any damages or losses in case of an accident but you as well. You can opt for any of the two policies as per your needs.