I am a careful driver. Do I really need car insurance?
Regardless of whether you are careful on the road or not, four wheeler insurance is a prerequisite, after all, it is made mandatory by the law. So if you are driving without any car insurance (third party car insurance at the very least), you need to know that you are doing so illegally. The absence of a four-wheeler insurance policy means you cannot tax your vehicle. It offers coverage for you, other vehicles on the road and the general public. Use a car insurance calculator to understand how much car insurance would cost you, before buying.