What is an individual personal accident policy?
An individual personal accident policy offers you financial protection and provides lump sum compensation in case you suffer from a fatal accident or an accident that leaves you permanently disabled. This compensation acts as a safety net and saves you and your family from a financial crunch as it also covers costs for hospitalization because of an accident.
- What if my car meets with an accident & I do not incur large damage. Is it still compulsory to lodge a claim or I can choose not to claim? Or is it advisable to make a claim on small amounts?
- How is rating decided?
- I have a dependent family to support and I am the only bread winner. Does the individual personal accident policy cover death?
- Does your health insurance plan for family cover everything from accident, surgery, normal hospitalization?
- What does policy cover?