Premium Calculator for the Best Cashless Mediclaim Policy

To ease the process of calculating the premium even for the cheapest Mediclaim policy desired, we have introduced a comprehensive online cashless Mediclaim policy premium calculator for you. Here you just have to fill out the basic details such as: -

  • Personal details like name, age, occupation, etc.
  • Insurance Coverage required.
  • Any Existing Medical Conditions.
  • Any optional Riders. (for critical illness)

Once you enter all these details, you will be able to see the premium amount you must pay for the desired coverage. If you find it satisfactory, you can proceed ahead to the payment page and get yourself insured against any medical emergencies, there and then.

Here is the link to the Cashless Mediclaim policy for an individual’s premium calculator page: -

In case you are unable to access the online cashless Mediclaim policy premium calculator for any reason, you can contact our customer care at 1-800-103-5499. Our representatives will be more than happy to assist you with the whole process and answer any queries that you may have.

Payment of Premium

After you have taken a decision regarding the amount of coverage, the benefits you require, and the additional riders you want, comes the next most important step, i.e. payment of premium to begin your insurance coverage.

In case you have an existing cashless Mediclaim policy in effect, then please do make sure that you make the premium payment for renewal on time. This way your policy will remain in force protecting you against the medical uncertainties. In case you delay the payment for more than 30 days, then your cashless Mediclaim Policy would be null and void, all your accumulated benefits forfeited, which can lead to serious consequences later on.

Various Acceptable Modes of Payment

We at IFFCO Tokio understand the importance of timely payment of insurance premium with regards to the continuation of your cashless Mediclaim Policy so that you stay protected against any medical emergency.

Hence to help make things convenient for you, we accept payment for your premium through a host of options. You can choose between online as well as offline payment methods to pay your policy premium.

Following are the acceptable payment methods: -

Online Options

If you want to pay your renewal premium, you can log on to the website and click on the “Pay Premium” button, which will take you to the payment page, or if you are unable to locate the “Pay Premium” button, you can click on the following link:

Once you are on the payment page, you can select from the list of available options and complete the payment process online. As soon as you complete the payment process, your policy is immediately renewed/comes into effect, and you can enjoy all the benefits of our best cashless Mediclaim policy. With our seamless payment interface, premium payment was never so easy.

Following are the accepted online modes of payment: -

Credit Card: - We accept all major credit cards from Indian as well as International Banks including Visa, MasterCard, and American Express.

Debit Card: - We accept all major Debit Cards issued from all major Indian banks including private banks as well as public sector banks.

Internet Banking: - You can pay your premium through your Bank’s Internet Banking as well. We accept payments from all leading banks in India.

Online Wallets: - You can also pay your premium through various online wallets.

Website: - If you are buying a new policy online, you will be guided through our self-help portal to complete the payment procedure, after you complete the application form and upload the necessary documents.

Mobile Portal: - You can use our interactive mobile portal to make your premium payments online through the following modes: -

Offline Options

For those of you, who are not comfortable with the online methods of payment or do not use any such methods, do not worry. We have a host of offline options available for your convenience: -

Branch: - You can drop into any of our branches, located conveniently throughout India, and our staff will be really happy to assist you with the payment procedure. You can use the following modes of payment: -

  • Cheque.
  • Demand Draft.
  • Cash.
  • Credit/Debit Card.

Drop-Box: - We have conveniently fixed drop-boxes at strategic locations to make it easy for you to make the premium payments without travelling to the branch. You can pay by Cheque/Demand Draft,

Post: - You can also mail your cheque and demand draft to make the premium payments conveniently.

You are free to choose a payment method as per your convenience, but do remember to make your payments well in advance, to continue enjoying the benefits of your best Mediclaim policy for family members.

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