What is not covered under the Corona Rakshak policy?

Every insurance policy comes with a set of exclusions that the policyholder must be aware of. Here are the exclusions under the Corona Rakshak policy:


  • Claims that are made for a medical diagnosis before the commencement date of the Corona Rakshak policy.

  • Claims that are made for OPD (Outpatient Clinic)

  • COVID-19 tests which are done privately will not be covered. Tests should be done at a Government-authorized centre only to avail the benefits.

  • The coverage will stop if you visit a country that is restricted by the Government of India.