Money Insurance

The policy covers loss of cash in transit as well as in your premises

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A proper accounting record is kept at your end which we can inspect.

The record and the duplicate keys are kept safely away from the safe or strong room where the money is kept.

The premium is calculated on estimated annual carryings for money in transit.

The policy covers money in Transit by hold up or robbery.

The policy covers Money in premises during or after business hours - in premises.

It also covers the loss of personal Money.

It also covers damage to the clothing and personal effects of your Director or employee.

It does not cover any shortage due to error or omission

Money in Transit whilst being carried by an authorized representative by robbery, hold up or any other fortuitous cause.
Money in premises during or after business hours - in safe

Apart from the above, we also cover:

Loss of or damage to your Safe, Strong room or Cash boxes or franking machines or cash bag or waistcoat when such are used for the 'carriage of Money subject to a maximum of Rs. 10,000
Loss of personal Money or damage to clothing and personal effects of your Director or employee subject to a maximum of Rs.5000

Shortage due to error or omission.
Loss of Money and/or damage to property entrusted to any other person.
Loss where you or your authorized representative is involved as principal or accessory except loss due to framing by cash-carrying person (reported within 48" hours).
Loss occurring on the Premises after business hours if cash has not been kept in a locked Safe or Strong room.
Loss occasioned by Riot, Strike, and Terrorist Activity.
Money carried under contract of affreightment.
Theft of Money from an unattended vehicle.
War, nuclear risks and orders of public authority.
Damage caused by wear & tear and depreciation.
Consequential loss of any kind.
Loss of Money and/or other property abstracted from safe following the use of key to the said safe or any duplicate thereof belonging to you unless such key has been obtained by force.