Heavy Vehicle Insurance Policy

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Heavy Vehicle Insurance

A heavy vehicle insurance policy specifically covers you against the expenses that you need to bear to get your heavy-duty vehicle repaired after an accident. A few examples of the vehicles that are covered under this policy are bulldozers, lorries, cranes, excavators, trailers, etc. There are typically two types of vehicle insurance policies available in the market today, a third-party heavy vehicle insurance policy and a comprehensive vehicle insurance policy. 

What is a commercial heavy vehicle insurance plan?

Heavy-duty vehicles such as bulldozers and excavators are a quintessential part of the real-estate business. They also have applications in a few other industries. Such vehicles are required to undertake heavy tasks that would typically require a lot of manpower to finish otherwise. Due to this, their built is quite tough and sturdy. However, the exposure to such bulky tasks also makes these heavy vehicles highly susceptible to getting damaged. Thus, having a commercial heavy vehicle insurance plan is highly recommended.

What are the different available types of commercial heavy vehicle insurance plans?

There are typically two types of commercial heavy vehicle insurance plans offered in the market today, namely -

Why buy your commercial heavy vehicle insurance plan from IFFCO-Tokio?

Being one of the few insurance industry veterans, IFFCO-Tokio has become a household name for many and has thus established a commendable level of trust with its customers. There are many other reasons as to why you should opt to buy your commercial heavy vehicle insurance policy from IFFCO-Tokio, such as -

Inclusions of a comprehensive heavy vehicle insurance plan

While third-party heavy vehicle insurance provides a very basic form of coverage, a comprehensive policy gives you much wider coverage. To give you further clarity, here are the inclusions of a comprehensive heavy vehicle insurance plan - 

How is the premium of your policy calculated?

There are various parameters that affect the premium you pay for your commercial heavy vehicle insurance plan, such as - 

Add-ons for your comprehensive heavy vehicle insurance policy

You can include various add-ons in your comprehensive heavy vehicle insurance policy in order to receive an extensive type of coverage. You can include add-ons like - 

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