Pashu Dhan Bima Yojana
Buy complete insurance cover for indigenous cattle
Buy complete insurance cover for indigenous cattle
The rural insurance policy is designed to offer insurance cover to indigenous cattle owned by farmers, cooperative societies, dairy farms and the like.
Security in case of death of cattle shall be provided for the following: -
Natural accidents. (flood, famine, earthquake, etc.)
Unpredictable circumstances. ( Accidental in Origin.)
Diseases.
Surgical Operations.
Terrorist Act.
Strike, Riot and Civil Commotion risk.
Insurance cover shall not be provided for Death or loss due to: -
Negligence, unskilled treatment or animal’s use (without Company’s consent) for purposes beyond the policy’s guidelines.
Such diseases/accidents that were contracted prior to the policy’s commencement.
Intentional killing, however, killing under legal and/or veterinarian’s supervision is an exception.
Air or sea transport and transit beyond 80 kilometers.
Death due to Pleuropneumonia in Lakhimpur and Sibsagar District of Assam
Any kind of partial disability, be it permanent or temporary.
Damage due to war, nuclear exposure, theft, secret sales or a missing case of an insured animal.
Animal’s demise within 15 days of policy’s inception.
'No tag-No claim' provision is applicable to the policy.
Cancellation
Cancellation Period |
Refund |
---|---|
Within One Week of inception of cover |
25% of premium |
Beyond One Week of inception of cover but within 15 days of inception of cover. |
12.5% of Premium |
Beyond 15 days of inception of cover |
NIL |