Jan Sewa Bima Yojna

The aim of Jan Sewa Bima Yojna is to offer a single fixed cover and fixed price package insurance primarily to rural and semi-urban householders. Through this policy, you can avail comprehensive insurance protection for your entire assets, interests, liability and self.

This rural insurance policy in India comprises of 3 sections.

• Section 1 provides insurance for household contents against Fire and Special Allied Perils.
• Section 2 provides insurance to household contents, against housebreaking, robbery and dacoity and burglary.
• Insurance cover for contents under Section A and B shall be on a 50% first loss basis only.
• Section 3 provides a Personal Accident insurance cover that results in death or permanent total disability. Proposers between the age of 18 to 70 years and proposer’s family members between the age of 5-70 years can benefit from this cover.
• Section 3B provides financial aid to your children in case of death due to an accident. This claim, up to the amount mentioned in the policy schedule, can be put forward only once a claim has attained payable status under Benefits 1,2 & 4 of the Table of Benefits under sub-section 3(A) namely,
• Personal Accident. The insurance cover amount shall be payable to the named child/children of the deceased as mentioned in the insurance policy.