Why is health insurance necessary?

Healthcare emergencies can come knocking when you least expect them. No matter how young or fit you are, you are never 100% safe from an illness or medical condition. Just take the COVID-19 pandemic for instance – it can affect anyone!

Here, we are highlighting several reasons why health insurance is necessary – 

  • Emergency Coverage: Protects against unexpected medical emergencies and illnesses.

  • Rising Healthcare Costs: Shields from the high and increasing costs of medical treatments.

  • Financial Security: Prevents financial strain and depletion of savings due to medical bills.

  • Access to Quality Care: Provides access to reputable healthcare facilities and specialists.

  • Preventive Care: Covers screenings and check-ups for early disease detection.

  • Critical Illness Support: Offers coverage for expensive treatments and critical illnesses.

  • Peace of Mind: Eases worries about medical expenses, focusing on recovery.

  • No-Claim Rewards: Encourages wellness with benefits for no-claim periods.

  • Tailored Coverage: Customizable to individual healthcare needs.

  • Pandemic Preparedness: Offers coverage during widespread health crises.

  • Long-Term Financial Stability: Safeguards overall financial health.

In summary,health insurance policy is necessary due to its role in managing unexpected medical costs, maintaining access to quality healthcare, and offering peace of mind amidst health uncertainties.


Do You Know- You can increase your sum insured up to 1 Crore via a Top-Up plan from us. All you have to do is show your interest towards the best healthcare and our team will guide you with all the coverages, benefits etc.

1 Crore Health Insurance

1 Crore Health Insurance

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★★Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before going ahead with the sales★★