What is the process to claim health insurance?

There are two ways of filing health insurance, cashless and reimbursement. For cashless process, the hospital must submit a cashless claim request form to the insurer. However, the policyholder must first pay for medical expenses for the reimbursement process. After the payment, the policyholder must submit a claim form, medical certificate, etc. to the insurer and then claim the reimbursement.