What is Health Insurance?

Health insurance is a type of coverage that pay for medical expenses in case of hospitalization occurred due to accidents, illness or injury. Health insurance aims to provide financial protection and access to necessary medical care, helping individuals and families manage healthcare costs and maintain their well-being.

Health insurance is like a safety net that protects you from the financial cost of a medical contingency. Health insurance provide coverage for a wide range of healthcare services including –

  • Hospital Bills

  • Doctor’s consultation fees

  • Cost of medicines

  • Surgeries

  • Preventive Medical Checkup

With a medical insurance plan, you will either be reimbursed for the medical expenses you have incurred or the insurance provider will directly pay your hospital/care provider on your behalf.

It's important to note that health insurance plans may have limitations, such as exclusions for pre-existing conditions or certain treatments.

Disclaimer - **To understand exactly about the policy coverage, exclusions, etc read the Policy Wordings carefully.**