How do I find the best health insurance plan?
The term ‘best’ is highly subjective. A plan that suits one individual perfectly might not be an ideal match for the next. This is because we each have our own individual & unique healthcare needs. Therefore, we cannot adopt a ‘one size fits all’ approach toward medical insurance. Instead, you need to find a plan that covers your needs perfectly and also fits well within your budget.
Having said that, there are a few basic factors one should keep in mind when comparing health insurance plans. These factors include the claim settlement ratio of the insurance provider, the number of cashless hospitals covered under the plan, the choice of add-ons on offer, etc. A good plan will excel in all these areas whilst also providing you with coverage that’s a perfect match for your healthcare needs and your wallet.