How much will be the difference between the actual EMI and the EMI estimated by the two wheeler loan EMI calculator?

The actual EMI prescribed by the lender may be dependent on several factors, some of which are outside of your present control. These factors may include your past credit history, the rate of interest offered by the lender, their processing fee, whether the loan is a secured one or not, the down payment amount, and so on.

The bike loan EMI calculator is helpful to get an idea of the EMI you will possibly incur. That being said, the difference between the estimated EMI and the actual EMI will usually be quite low unless any of the three variables are modified to a large extent.