The policy protects the industrial unit from all the dangers it is exposed to
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Comprehensive coverage for the Industrial risks having overall Sum Insured of ₹100 crores and above in one or more locations in India.
Fire and Special Perils including Earthquake
Consequential Loss (Fire)
Machinery Breakdown, Boilers Explosion, Electronic Equipment
Machinery Loss of profit (optional)
Terrorism Damage (optional)
Exclusion under Section 1 (Material Damage)
Faulty or defective design material or workmanship
Interruption of the water supply, gas, electricity or fuel system or failure of the effluent disposal system
Collapse or cracking of building
Act of fraud or dishonesty
Coastal or river erosion
Normal settlement or bedding down of new structures
Any wilful act or wilful negligence on the part of the insured
Cessation of work, delay
War invasion or war like situation
Nuclear weapons/ionising radiations or contamination by radioactivity.
Exclusion under Section 2 (Business Interruption)
This policy doesn't cover loss resulting from interruption of or interference with business directly or indirectly attributable to:
Any restriction or reconstruction or operation imposed by any public authority
The insured's lack of sufficient capital for timely restoration or replacement of property lost destroyed or damaged
Electronic installation computer and data processing equipment
Deliberate erasure loss distortion or corruption of the information
Deductible stated in the schedule
Field cannot be empty