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Contractors Plant and Machinery Insurance

Protects contractors against the damage of various civil engineering projects

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Contractors Plant and Machinery Insurance

Specially designed to protect the interest of civil contractors against the damage to or destruction of various civil engineering projects (like dwellings, office, hospitals, tunnels, channels etc).

What it covers?

  • Fire and Lightning.
  • Accidental damage like defective workmanship and material, lack of skill, Negligence, Malicious act or Human error.     
  • Water damage, Flood, Storm, Tempest, Inundation.      
  • Collapse, Collision, Impact. 
  • Theft & Burglary.
  • Subsidence, landslide, Rockslide.

 

Exclusions

  • Loss or damage due to War or Warlike operations, Civil Commotion etc.

  • Loss or damage due to Wilful act or Negligence of the Insured or of his representative

  • Loss or damage due to Nuclear reaction, Nuclear radiation or Radioactive contamination

  • Loss discovered only at the time of taking an inventory

  • Loss or damage due to normal wear and tear, Gradual deterioration due to atmospheric conditions or lack of use, Rust

  • Loss or damage due to faulty design

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