The policy broadly covers risks, which a civil construction project is exposed to
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Specially designed to protect the interest of civil contractors against the damage to or destruction of various civil engineering projects (like dwellings, office, hospitals, tunnels, canals etc).
Fire and Lightning
Accidental damage like defective workmanship and material, lack of skill, Negligence, Malicious act or Human error
Water damage, Flood, Storm, Tempest, Inundation
Collapse, Collision, Impact
Theft & Burglary
Subsidence, landslide, Rockslide
Loss or damage due to War or Warlike operations, Civil Commotion etc.
Loss or damage due to Wilful act or Negligence of the Insured or of his representative
Loss or damage due to Nuclear reaction, Nuclear radiation or Radioactive contamination
Loss discovered only at the time of taking an inventory
Loss or damage due to normal wear and tear, Gradual deterioration due to atmospheric conditions or lack of use, Rust
Loss or damage due to faulty design
Field cannot be empty