What are some of the major exclusions?
- Any willful non-compliance of statutory provision.
 - Fines, penalties, punitive and/or exemplary damages.
 - Arising under any other legislation.
 - Arising out of damage to property owned, leased or hired or under hire purchase or on loan to the Insured or otherwise in the Insured's control, care or custody.
 - War and nuclear group of perils.