Workmen's Compensation

This policy covers employees if they get injured while performing their job and provides financial compensation for the same.

If any workplace injury leads to temporary or permanent disability, the employees will get financial support in such situations.

It fulfils the employer’s legal responsibility to compensate employees if they are injured due to work-related accidents.

Occupational illness that occurs majorly due to workplace conditions while serving an employee.

Any medical expenses incurred in the form of hospital bills is covered under the policy.

Coverage to insured employees for injuries or death caused by act of terrorism.

Any injury by accident or disease caused due to war, invasion, the act of a foreign enemy, hostilities (whether war be declared or not), civil war, mutiny, insurrection, rebellion, revolution or military or usurped power.

The Insured’s liability for workers employed by contractors is not covered.

Any employee who is not a workman as defined under the Employee Compensation Act, 1923.

Any liability of the Insured which attaches by an agreement but which would not have attached in the absence of such agreement.

The amount the Insured would have received but for a specific agreement with another party.