What additional covers does the policy offer?

  • Architects, Surveyors, and Consulting Engineers Fees. (in excess of 3% of the claim amount)
  • Debris Removal (in excess of 1% of the claim amount)
  • Deterioration of stock in cold storage due to power failures following damage due to an insured peril.
  • Deterioration of stocks in cold storage premises due to change in temperature arising out of loss or damage to the cold storage machinery (ies) in the Insured's premises due to operation of the insured peril.
  • Forest Fire.
  • Impact damage due to insured's owns vehicles, Forklifts, Cranes, Stackers and the like.
  • Spontaneous Combustion.
  • Omission to insure addition alterations and extensions.
  • Earthquake (Fire & Shock).
  • Spoilage Material Damage Cover.
  • Leakage And Contamination Cover.
  • Temporary Removal of Stocks.
  • Loss of Rent Clause.
  • Insurance of Additional Expenses of Rent for an Alternative Accommodation.
  • Startup Expenses.
  • Terrorism damage.