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| All Risk Insurance |
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IFFCO-TOKIO's all risk policy is available to provide comprehensive protection against loss of or damage to valuable property due to:
Fire, Riot fire, Riot & Strike, Terrorist Activity.
Burglary, Housebreaking
Accidental loss or Damage
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- Breakage of tortoise shell glass, china marble, earthenware and other brittle substances unless occasioned by fire or thieves
- Over winding denting or internal damage of watches or clocks
- Mechanical or Electrical derangement / breakdown of any article unless caused by accidental external means
- Fire arms by rusting, bursting
- Loss or Damage occurring outside the geographical area stated in the Schedule
- Earthquake or Volcanic eruption
- War and Kindred perils
- Nuclear Risks
- Theft from any car unless securely locked & properly fastened
- Loss or damage arising from moth, vermin, insects, mildew, wear gradual deterioration, inherent defect or from any process of cleaning repairing or restoring.
- Coverage for any article in excess of Rs. 5 lacs without Valuation Report will not be accepted.
- In any disputed claim, the burden of proving that such damage is covered shall be upon you.
- This policy will not cover any property, in which your interest shall pass from you, other than by will or operation of law.
| Documents required for settlement of claims |
- Claim form
- Statement of claim along with supporting documents like estimates, bills etc.
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