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| Fine Art Insurance - Art Dealers & Gallery Owners |
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As a commercial gallery owner or private dealer, you want to make sure that proper coverage is in place for your consigned items or those owned by you or the gallery. It is also important that the proper amount of coverage is in place for items that are in transit or when they are on view with your client or at an art fair, framer, conservator or any other unnamed location. And in case of loss, you want to make sure that the valuation clause is appropriate and that the claim will be paid fairly and expeditiously.
Whether you are a private owner or commercial gallery, we can cover your collection for all risks of loss or damage at any location.
Our expertise is extensive and our relationships with the art world means that if you have to make a claim, you can be sure your case will be handled in the most sensitive way possible.
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- Objects subject to value appreciation due to age, description, history or rarity
- Paintings
- Sculptures
- Antiques
- Collectibles
- Bric-a-brac
We extend the most comprehensive protection available in the world, covering against accidental loss and damage at your premises and also whilst the insured pieces are in transit.
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Loss or damage caused by or resulting from:
- natural ageing, gradual deterioration, inherent defect, rust or oxidation, moth or vermin, warping or shrinkage;
- repairing, reframing, restoring, retouching or any similar process;
- aridity, humidity, exposure to light or extremes of temperature, unless such loss or damage is caused by storm, frost or fire;
- theft or dishonesty committed by or in collusion with any principal, shareholder (beneficial or otherwise), partner, director or other officer or any employee of the Insured, or any person to whom insured property is entrusted or loaned.
- Loss or shortage discovered while taking inventory.
- Loss of or damage to property unless it is entered in the Insured's stock records.
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